Coconino County Bankruptcy Records

Coconino County bankruptcy records are maintained by the U.S. Bankruptcy Court for the District of Arizona. This northern Arizona county has a unique advantage over other rural counties. Flagstaff hosts a federal bankruptcy hearing location, the only one outside Phoenix and Tucson. While all filings and records go through the Phoenix Division, Coconino County residents can attend some hearings locally. The hearing site sits at 123 North San Francisco Street in the AWD Building in downtown Flagstaff. For record searches, use PACER online or call the free VCIS phone system. With about 145,000 people, Coconino County is home to Flagstaff, the largest city in northern Arizona. The county seat is also in Flagstaff, making it the hub for both local government and federal court services in this region.

Flagstaff Bankruptcy Hearing Location

Coconino County residents benefit from a local hearing site. The federal bankruptcy court holds hearings in Flagstaff at 123 North San Francisco Street. This is the AWD Building in the heart of downtown. The location handles hearings only. You cannot file documents here. But you can attend your 341 meeting of creditors without driving to Phoenix.

The Flagstaff hearing location page on the court website shows details about this site and scheduled hearing dates.

Not every hearing happens in Flagstaff. Check your case schedule to see where your hearing is set. Some matters still require a trip to Phoenix. But the Flagstaff site saves many Coconino County residents a three-hour round trip. This is a real benefit for people going through financial hardship.

Note: Flagstaff is a hearing location only. All filings must go through the Phoenix court office.

Coconino County Government Information

The Coconino County official website offers local government services and information for county residents.

Coconino County handles state court matters at the Superior Court in Flagstaff. Civil cases, criminal cases, family law, and probate all go through state court. Bankruptcy is federal. The county has no role in those filings. But the county website helps you find other local services and connects you to various departments.

Phoenix Division for Coconino County Filings

All Coconino County bankruptcy filings go through Phoenix. The main office is at 230 North 1st Avenue, Suite 101. Phone is 602-682-4000. The toll-free line is 800-556-9230. Hours are 8:30 a.m. to 4:00 p.m. weekdays. Staff can help with questions about filing requirements and court procedures.

Phoenix is about 145 miles from Flagstaff. The drive takes around two hours on Interstate 17. If you need to visit the court in person, plan for a half-day trip. The courthouse has free public computers where you can search PACER without fees. Bring your ID for security screening.

The court accepts filings by mail to 230 N 1st Ave, Suite 101, Phoenix, AZ 85003. Include all forms, the filing fee, and a self-addressed stamped envelope. Lawyers file online through CM/ECF. People without lawyers can file in person or by mail.

Search Coconino County Bankruptcy Filings Online

PACER is the primary tool for finding Coconino County bankruptcy records. This federal system holds every document filed in every case. It runs all day, every day. You can search from home at 3 a.m. or from your office at noon. No appointment needed. Just log in and start.

First, create a free PACER account at pacer.uscourts.gov. After that, go to the Arizona court portal at ecf.azb.uscourts.gov. Enter the debtor's name or case number. Results show all matching cases from across Arizona, including Coconino County. Click on a case to view its docket and documents.

Fees are $0.10 per page. Each document caps at $3.00. If you use less than $30 per quarter, all fees get waived automatically. Casual users usually pay nothing. The system bills your account and sends quarterly statements if charges apply.

Free Phone Access to Coconino County Cases

VCIS provides free case info by phone. Dial 1-866-222-8029 at any time. The automated system works around the clock. You can look up basic details about any Arizona bankruptcy case without a PACER account.

The phone system gives you the case number and filing date. It tells you if the case is open or closed. You hear the debtor's name and their lawyer's name. Key dates come through too. For quick checks, VCIS works great. When you need actual documents, switch to PACER.

Legal Help for Coconino County Bankruptcy

Community Legal Services covers Coconino County. Call 800-852-9075 for assistance. They help people who cannot afford a lawyer. Staff explain your options and guide you through the process. Income limits apply for free services.

The court's Self-Help Center in Phoenix assists people filing on their own. Call 602-682-4007 to ask questions. Volunteer lawyers give free advice by phone. The Bankruptcy Help Line at 866-553-0893 also helps. Both English and Spanish speakers can get assistance.

The Electronic Self-Representation tool on the court website walks you through a Chapter 7 filing. You answer questions, and it fills in forms. This helps Coconino County residents handle simple cases without paying a lawyer. The system works well for straightforward debt situations.

Types of Coconino County Bankruptcy Records

Chapter 7 cases are most common. Liquidation wipes out most debts. A trustee checks for non-exempt assets. Most people keep their home and car. Cases close in about four months. Records show what the debtor owned, what they owed, and how the case ended.

Chapter 13 helps people with regular income. You keep property and pay debts over three to five years. Records include the payment plan and proof of monthly payments. Files grow large over the life of the case. Chapter 11 handles business reorganization. Chapter 12 covers farmers and fishermen. Both are uncommon in Coconino County.

All Coconino County bankruptcy records are public. Federal law under 11 U.S.C. Section 107 opens them to anyone. You do not need to be part of the case. Social Security numbers and bank accounts get redacted for privacy. Sealed records are rare.

Major Cities in Coconino County

Flagstaff is the largest city in Coconino County with over 77,000 residents. It serves as both the county seat and the home of Northern Arizona University. Flagstaff residents file bankruptcy through the Phoenix Division but can attend hearings at the local Flagstaff site.

Nearby Counties for Bankruptcy Records

Coconino County is the largest county in Arizona by land area. It shares borders with several other counties. All use the same federal bankruptcy court in Phoenix. PACER searches pull up cases from any Arizona county.