Navajo County Bankruptcy Records

Navajo County bankruptcy records are managed by the U.S. Bankruptcy Court for the District of Arizona. The federal court serves all 106,700 residents in this northeastern Arizona county. Holbrook is the county seat. The main court is in Phoenix, about 175 miles away. However, Navajo County residents can attend hearings in Flagstaff, which is only 60 miles from the county border. This saves a long trip to Phoenix for court appearances. Two-thirds of Navajo County falls within the Navajo Nation. Tribal members can get legal help from DNA People's Legal Services at 833-362-1102. Southern Arizona Legal Aid also serves the county through their White Mountain office in nearby Lakeside at 928-537-8383.

Flagstaff Hearings for Navajo County Cases

Navajo County residents can attend bankruptcy hearings in Flagstaff instead of Phoenix. The Flagstaff hearing location is at 123 North San Francisco Street in the AWD Building. This site is about 60 miles from the Navajo County border. It saves Holbrook residents over two hours of driving compared to Phoenix.

Flagstaff handles hearings only. You cannot file papers or get copies there. All filings go through Phoenix or online through CM/ECF. The 341 meeting of creditors for Navajo County cases may happen in Flagstaff. Check your notice for the exact location.

The Flagstaff hearing location page on the court website provides directions and schedule information.

Access Navajo County Bankruptcy Records Online

PACER is the main way to search Navajo County bankruptcy records from home. Create a free account at pacer.uscourts.gov. Then log into ecf.azb.uscourts.gov to search Arizona cases. You can find any debtor by name or case number. Each search shows the full docket with all documents.

Visit the Navajo County official website for local government services. Bankruptcy matters fall under federal jurisdiction, not county control.

The Phoenix office at 602-682-4000 can help with questions about Navajo County bankruptcy records. Staff there answer calls from 8:30 a.m. to 4:00 p.m. on weekdays.

Navajo County Cases in PACER

PACER holds all Navajo County bankruptcy filings. The system runs 24 hours a day. You can search by party name, case number, or tax ID. Results show filing dates, case status, attorneys, and trustees. Each document is a PDF you can view or download.

PACER charges $0.10 per page. No document costs more than $3.00. If your quarterly fees stay at $30 or less, you pay nothing. The court waives small charges automatically.

For quick lookups without PACER, call 1-866-222-8029. This is the free Voice Case Information System. It runs all day and gives basic case details like status and filing dates.

Note: Public terminals at the Phoenix courthouse offer free PACER access.

Navajo County Bankruptcy Legal Resources

DNA People's Legal Services helps Navajo Nation residents with legal matters. Call 833-362-1102 for assistance. They serve tribal members across Navajo County and can explain bankruptcy options. This service is free for those who qualify.

Southern Arizona Legal Aid has an office in Lakeside that serves Navajo County. The White Mountain office number is 928-537-8383. They help low-income residents understand the bankruptcy process and fill out forms.

The bankruptcy court runs a Self-Help Center in Phoenix. Call 602-682-4007 for phone help. Volunteer attorneys answer questions about filing without a lawyer. The court also offers an Electronic Self-Representation tool that walks you through a Chapter 7 filing step by step. Visit the Self-Help Center page for more details.

Spanish and Navajo speakers can find resources too. The Bankruptcy Help Line at 866-553-0893 offers English and Spanish support.

Bankruptcy Filings in Navajo County

Navajo County bankruptcy records include the same documents as cases anywhere in Arizona. Chapter 7 is most common. It clears debts by selling non-exempt property. Cases typically close in three to four months. The records show what assets the debtor had and which creditors got paid.

Chapter 13 lets people with steady income keep their home and cars. They pay back debts over three to five years. These files grow as the debtor makes payments. You can track progress in PACER.

Every bankruptcy file holds these key documents:

• Petition that starts the case
• Schedules of assets and debts
• Statement of financial affairs
• Proofs of claim from creditors
• Court orders and final discharge

All Navajo County bankruptcy records are public under 11 U.S.C. Section 107. Anyone can search and view them without giving a reason. Social Security numbers and bank accounts are hidden for privacy.

Filing Bankruptcy from Navajo County

Navajo County residents file through the Phoenix Division. You can file online through CM/ECF, by mail, or in person. Chapter 7 costs $338. Chapter 13 costs $313. Fee waivers and payment plans help those who cannot afford the full amount.

Before filing, you must complete credit counseling with an approved agency. The U.S. Bankruptcy Court District of Arizona website lists approved providers. After your case ends, a second financial course is required before discharge.

Your 341 meeting may happen in Flagstaff instead of Phoenix. Ask about phone options if travel is difficult. The trustee can sometimes conduct meetings by phone for people in remote areas.

Navajo County Bankruptcy Record Fees

PACER access costs $0.10 per page. Each document caps at $3.00. Fees under $30 per quarter are waived.

Paper copies from the clerk cost $0.50 per page. Certified copies are $12.00 each. Mail requests carry a $34.00 search fee per name. Pay by cashier's check or money order to U.S. Bankruptcy Court. Online payments go through Pay.gov. No cash is accepted.

The court fee schedule shows all current costs for record access and filing.

Nearby Counties for Bankruptcy Records

Navajo County borders several other Arizona counties served by the federal bankruptcy court.